Small business owners, especially those registered as Osek Patur (Exempt Dealers), do not always know how much they should be paying for accounting services. On one hand, you want to make sure your reports and payments to authorities are done correctly. On the other, nobody wants to overpay. In this article, we will break down the numbers and compare the options.
Key Takeaways
- As of September 2026, an accountant for an Osek Patur typically costs about 150-350 ILS a month. No law sets the fee, and each office prices by the scope of service.
- Many offices do not include the annual report in the monthly fee and bill it separately, at about 900-2,000 ILS for a self-employed person depending on how complex the file is (as of September 2026).
- An Osek Patur files an annual income tax report (a micro business files a shorter one) and one annual VAT turnover declaration, and usually files no monthly or bi-monthly VAT reports.
- The legal duty to file reports and pay on time stays with the business owner, even when you work with an accountant or a service like Keep.
- At Keep, the Basic plan for an Osek Patur costs 39 ILS a month + VAT, and the Recommended plan, with a personal accountant for guidance and representation before the tax authorities, costs 105 ILS a month + VAT. The annual report is not included in the monthly price; the Recommended plan offers it at a special price.
How Much Does an Accountant Cost for Osek Patur in the Market?
No law sets accountants' fees, and each office sets its own prices. As of September 2026, a typical market range for accounting services for an Osek Patur is about 150-350 ILS per month (budget or online offices sometimes charge less), depending on the level of service you receive. The price varies based on what the service includes:
- Basic service (low end of the range) -- Usually includes only minimal support. Many offices do not include the annual report in the monthly fee and bill it separately
- Mid-level service (middle of the range) -- Also includes monthly income and expense tracking. An Osek Patur usually files no monthly or bi-monthly VAT reports, only one annual turnover declaration
- Comprehensive service (top of the range, sometimes more) -- Includes professional consulting, support for any question, and full guidance
Keep in mind that these are general price ranges, and some accountants charge even higher amounts.
Where you land in the range depends mostly on how many expenses and documents you have each month, whether you have employees, and how much personal guidance you need. When you get a quote, also ask whether it includes VAT, because offices present their prices differently.
What Does Accounting Service for Osek Patur Include?
Bookkeeping services for Osek Patur can range from very basic to very comprehensive. Here is what you can expect:
- Annual report filing -- Consolidating all income and expenses and submitting the report to income tax
- Advance payments -- Tracking your National Insurance advances and, where relevant, your income tax advances (most micro businesses are exempt from these), and asking to update them when your income changes
- Tax consulting -- Advice on deductible expenses, tax benefits, and financial planning
- Expense tracking -- Managing and documenting all business expenses
- Document generation -- Issuing invoices and receipts to clients
- Tax refund processing -- Checking and claiming tax refund eligibility
Before choosing an accountant, make sure you understand exactly what is included in the price. Sometimes saving a few shekels per month can cause you to miss opportunities to save on taxes.
It helps to know what an Osek Patur actually has to do: file an annual income tax report, file an annual VAT declaration of the previous year's turnover by 31 January, and pay National Insurance advances. As long as you have no employees, there is no periodic reporting duty to National Insurance. If someone offers you a package of monthly reports, ask what exactly would be reported.
Hidden Costs to Be Aware Of
Beyond the fixed monthly payment, there are additional costs to consider:
- File opening -- The accountant's one-time fee for handling the opening of your income tax and VAT files (the Tax Authority itself charges nothing to open a file)
- Special reports -- Additional reports beyond the regular routine
- Employee handling -- Pay slips and additional reporting
- One-time consulting -- Complex questions that require in-depth review
It is important to clarify in advance what is included and what is not, to avoid surprises at the end of the month.
The extra most worth asking about is the annual report: many offices do not include it in the monthly fee and charge about 900-2,000 ILS for a self-employed person, depending on how complex the file is (as of September 2026). It also helps to ask for the quote in writing, listing what the monthly fee covers and what is billed separately.
How Keep Saves You Money
At Keep, you pay a fixed monthly price for the plan you choose. The annual report is not included in the monthly price; the Recommended plan offers it at a special price. Here is what you get:
- Personal accountant -- On the Recommended plan: professional guidance and personal representation before the tax authorities
- All your business data in one place -- A dashboard with income, expenses and profit for the date range you choose, on every plan
- Expense upload in a click -- On the Recommended plan, from a photo or a file
- Payment requests to clients -- Payment pages and links with credit card and Bit, on every plan
Even when someone else handles your reports, the legal duty to file and pay on time stays with the business owner, and late-filing fines are imposed on the owner. So it is worth knowing the deadlines for the annual report and the annual VAT declaration, whether you work with Keep or with an accountant.
Our Pricing
We offer two plans, with no commitment:
Basic Plan -- 39 ILS/month + VAT
- Unlimited document generation, including automatic document issuing
- Credit card processing (including Bit)
- Mobile app for managing your business anywhere
Recommended Plan -- 105 ILS/month + VAT
- Everything in the Basic plan, plus:
- A personal accountant for professional guidance and representation before the tax authorities
- Dedicated plugins for Wix and Shopify
- Option to issue payslips
- Uploading business expenses in a click
- Reports and payments to the tax authorities, including the Osek Patur annual VAT declaration
- Annual income tax report at a special price
Need to open an Osek Patur file? We handle the entire process for a one-time fee of just 99 ILS + VAT. No unnecessary running around, no complicated bureaucracy.
How to choose? If you mainly need to issue documents and collect payments from clients, the Basic plan covers that. If you want a personal accountant and reports to the tax authorities, the Recommended plan fits better. If your annual turnover passes the Osek Patur ceiling (122,833 ILS in 2026), you must register as an Osek Murshe, and the Keep price then goes up by 123 ILS a month including VAT.
Why Choose Keep?
Unlike traditional services, with us you issue documents, collect payments from clients and follow your business status in one place, including from the mobile app.
- Professional support -- On the Recommended plan, a personal accountant for professional questions and representation before the tax authorities
- Transparency -- See the status of your documents and payments and which clients still owe you money, on every plan
- Website and online store connections -- An API for card clearing on your website on every plan, and plugins for Wix and Shopify on the Recommended plan
- No fine print -- Two clear plans, no commitment, and you can switch between them at any time at no cost
We believe that even an Osek Patur deserves professional service without paying exorbitant amounts. With Keep, you get digital bookkeeping at a fixed monthly price, and the first month is on us.
Before you decide, compare the yearly cost, not just the monthly price: the monthly payments over the year, plus the annual report and extras such as file opening. On Keep's Recommended plan, for example, you add up the monthly payments over the year (105 ILS + VAT a month), then add the annual report at the special price and, if you have not opened a file yet, the one-time 99 ILS + VAT for file opening.
Frequently Asked Questions About Accountant Costs for an Osek Patur
How much does an annual report cost for an Osek Patur?
Accountants who bill it separately typically charge about 900-2,000 ILS for a self-employed person, depending on how complex the file is (as of September 2026). Some offices include it in the monthly fee, so ask before you start. At Keep, the Recommended plan offers the annual report at a special price.
How much does it cost to open an Osek Patur file?
The Israel Tax Authority charges nothing to open a file, and an Osek Patur can apply online. A payment for file opening is the service fee of the accountant or service that handles it for you. At Keep, file opening is a one-time 99 ILS + VAT.
Does an Osek Patur pay advance payments?
For income tax, usually not: since 2024 a new Osek Patur who opens the file online is registered as a micro business by default, and most micro businesses are exempt from income tax advances and pay the year's tax with the short annual report. National Insurance advances are paid monthly: at first based on the income you declared when you opened your file, and later based on your income tax assessment. You can ask to update them when your income changes.
Does an Osek Patur need an accountant?
No, the law does not require an Osek Patur to work with an accountant. The duties themselves rest on the business owner: keeping a copy of every receipt you issue and your expense documents, filing an annual income tax report and filing an annual VAT declaration. You can meet them on your own, or with the help of an accountant or a digital service. Either way, the responsibility stays with the business owner.
What is the difference between Keep and an accountant?
Keep is digital bookkeeping: on every plan you issue documents, collect payments from clients and see income, expenses and profit on a dashboard. The Recommended plan adds a personal accountant for professional guidance and representation before the tax authorities, and offers the annual report at a special price. Which option suits you depends on how much personal guidance you need.
